• Contact Us
  • Site Map
  • Home
  • Locations
  • About Us
  • Useful Links
  • Personal Banking
    • Checking
    • Savings/Money Markets
    • Certificates of Deposit
    • IRA/HSA
    • Calculators
    • Debit Cards
    • Telephone Banking
  • Business Banking
    • Checking
    • Savings/Money Markets
    • Certificates of Deposit
  • Loans
    • Consumer
    • Commercial
    • Agricultural
    • Calculators
  • E-Banking
    • Online Banking/Bill Pay
    • Business Online Banking
    • E-Statements
  • Other Services
    • Fee Schedule
    • Safe Deposit Boxes
    • Escrow Services

Celebrate the spirit of your Hometown

» Learn More

Commercial Loans

We are committed to helping area businesses achieve their goals, strengthening the local economy. We offer a variety of loans to help reach your goals.

  • Equipment Loans
  • Operating Lines of Credit
  • Letters of Credit
  • Real Estate Loans
  • Letters of Credit

Starting the Lending Process

To start the lending process, we will need the following:

  • 3 years business and personal tax returns
  • A financial statement
  • A current business income statement and balance sheet
  • Other documentation requirements that must be met to open an account

For more information including rates or to obtain credit, stop by our locations or call.

Member FDIC Equal Housing Lender

Disclosures | Privacy | Security | Site Map

Copyright © Wray State Bank. All rights reserved. Member FDIC. Equal Opportunity Lender.