Savings

Regular Savings Account

• $100 minimum opening deposit (call for current rates)
• Interest on your account will be paid quarterly
• Nine withdrawals per quarter are permitted without charge
• Withdrawal exceeding nine per quarter will be charged .50 cents each
• Balance below $100 .... $4.50 quarterly service charge

Savings accounts closing within the first 90 days will be charged $15.00 for special handling.
$5.00 will be assessed to dormant savings accounts that fall below the required balance (365 days).

Money Market Account

• $2,500 minimum opening deposit (call for current rates)
• No service charge for average collected balance over $2,500.00
• If balance falls below minimum, no interest paid and an $8.00 service charge assessed
• Up to six withdrawals per statement cycle, three if by check
• More than six withdrawals per statement cycle .... $6.00 service charge
• Unlimited deposits
• Money Market accounts calculate the interest by using the daily collected balance method. Interest is paid by compounding to the account on the statement cycle date.

CDs & IRAs

Junior CD