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About Online Banking

As part of our continuing effort to provide convenient services to our customers, the bank offers online banking and online bill pay designed to manage your personal finances from the convenience of your home.

Online Banking Features

  • 24/7 access to your bank accounts
  • No set up fee or monthly fees
  • Convenient, fast and secure
  • Real time transfers between accounts and loan payments
  • Check your current account balances
  • Obtain current loan and CD information
  • Ability to pay bills
  • Submit address changes to the bank
  • Ability to receive estatements

Bill Payment Features

  • Up to ten (10) free bill payments per month
  • $0.55 per bill payment in excess of ten (10) per month
  • Saves time: set up one time payments or recurring payments
  • No longer have to worry about getting bills paid on time
  • Must be enrolled in Online Banking

To enroll in Online Banking, go to the “log in to Online Banking” page and submit the appropriate enrollment form.

Mobile Banking with Mobiliti

  • 24/7 account access from your smartphone or tablet
  • Transfer money or check balances with Text Banking
  • Easily locate the bank's ATMs and surcharge free ATMs near you
  • Step-by-step instructions with Getting Started with Mobiliti


Mobile Deposit

Follow the easy steps below to make a mobile deposit and save a trip to the bank!

1.  Log in to your TouchBanking app
2.  Choose Deposit button
3.  Enter the deposit amount (limit $2,500 per day)
4.  Endorse the check:
     Your signature
     For Mobile Deposit Only
     Wray State Bank
5.  Photograph the check, front then back
6.  Confirm screen appears, review then click Confirm
7.  View the Result screen.  You may either submit another deposit or view your account
8.  Track the progress of your deposit in the Deposit History tab
9.  Funds are usually available in 2 business days.  Keep the paper check for 14 days after posted


CardValet is an app for your mobile device that lets you:

  • Turn your debit card on and off
  • Establish transaction controls for dollar limits, merchant categories and geographic locations
  • Receive alerts when your debit card is used, approved or exceeds the transaction controls set by you
  • Stay informed of potential fraud with alerts on attempted and declined transactions
  • Get real-time balances for your accounts
  • Set parental controls
  • Maintain control over business spending and set limits for employees with access to corporate debit cards
  • Getting started is as easy as downloading the app, entering your card information and setting up your preferences!
  • See the CardValet Quick Reference Guide for more information